If you’ve had a car, motorbike, van or motorhome on finance, you could be owed around £830* per mis‑sold agreement. We handle everything, you just sit back.
No-win, no-fee service**
100% Online, No Phone Calls
Won’t affect your credit score
Redress amounts depend on individual circumstances and eligibility.
You do not need to use a Claims Management company or a Law Firm to make your complaint. You can do this directly. If your complaint is not successful you can refer it to the Financial Ombudsman Service yourself for free. You can also claim free of charge through the FCA’s free-to-use motor finance Consumer Redress Scheme.
Stress-free, hands-off claims management. Our AI and specialists handle everything from start to finish.
AI Finds Your Agreements
Our AI performs a soft credit search to locate all your car finance agreements from 2007-2024, even from previous addresses and former names. It won’t affect your credit score.
We Submit Your Claim
Our specialist legal team prepares and submits your claim directly to the lender. We handle all correspondence and paperwork so you don’t have to lift a finger.
Receive Compensation Due
Once the lender responds, we advise you on the outcome. Our fee is only deducted from successful claims.
You do not need to use a Claims Management company or a Law Firm to make your complaint. You can do this directly. If your complaint is not successful you can refer it to the Financial Ombudsman Service yourself for free.
Behind the scenes, the dealer had the power to inflate your interest rate. The higher the rate they set, the bigger the commission they pocketed from the finance company. You were never told.
That inflated rate meant higher monthly payments, compounding over the life of the agreement. Across multiple cars, some people overpaid by thousands of pounds without ever knowing.
In 2021, the FCA banned these arrangements. Then in 2025, the Supreme Court ruled that secret commissions were unlawful. An estimated 12.1 million agreements may have been affected.
If you had car finance between 2007 and 2024, you could be owed compensation. The average estimated refund is £830 per mis-sold agreement, and many people had multiple agreements they’ve forgotten about.
A small selection of lenders we claim against
The FCA found that commission arrangements were not fully disclosed in millions of car finance agreements. If you had finance between 2007 and 2024, you could be affected.
Hidden CommissionCar dealers secretly inflated your interest rate to earn bigger commissions. You were never told. The higher the rate they set, the more they pocketed.
You Overpaid - Possibly by Thousands A higher interest rate meant higher monthly repayments, compounding over the life of your agreement. Many people paid thousands more than they should have.
Zero TransparencyLenders may have ignored their regulatory obligations by not ensuring you were informed of commission details.
An Estimated 12.1m Agreements AffectedThis isn’t a small issue. The FCA confirmed an estimated 12.1 million finance agreements may have included these undisclosed arrangements between 2007 and 2024.
Find your finance agreements
Previous addresses & former names searched
No finance paperwork
Legal team handles all correspondence
Chase lenders for responses
Escalate to court if needed
Maximise your compensation
Takes less than 60 seconds to start your agreement search
Proven Legal Results
800,000+
Clients Already Supported
£100M+
Already Recovered For Clients
As a legal group***, our firms have supported more than 800,000 clients over the past 15 years across a wide range of consumer and financial claims. Over that period, our group firms have helped recover in excess of £100 million for clients through complaints, negotiated settlements and formal legal action where appropriate.
We are regulated by the Solicitors Regulation Authority and operate within strict professional and ethical standards. This means your claim is handled within a regulated legal framework, with proper duties of care, confidentiality and professional accountability.
Many people choose to work with a law firm rather than a claims management company because law firms are trained in the legal process from end to end. We understand how claims are assessed, how compensation is calculated, and how lenders evaluate liability and settlement value. A claims management company is not able to litigate on cases where necessary, as a law firm we can, always making sure your compensation is maximised.
This understanding of quantum and legal positioning helps ensure that claims are properly framed, supported with evidence, and progressed through the appropriate legal channels to achieve the best outcome.
Trained in dispute resolution and litigation strategy
Ability to escalate beyond a complaints process
Professional duty of care and confidentiality
Our role is to act in your best interests, guide you through what can be a complex process, and ensure your claim is presented clearly, accurately and fairly. We deal with the legal and administrative work so that you do not have to, while keeping you informed at each stage of the process.
It takes less than 60 seconds to start your agreement search. Our AI finds your agreements, our legal team submits your claim, and we handle everything, keeping you informed at every stage. Redress amounts depend on individual circumstances and eligibility.
SRA Regulated
No Win, No Fee**
60 seconds to start your search
No credit impact
